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Illness Benefits, Occupational Injuries etc.

The illness benefit scheme is poorer for self-employed businesses than for employees.

The right to illness benefits starts from the 17th day of absence. The benefit equals 65% of the ordinary income.


You may achieve a better compensation by joining a voluntary additional national insurance contribution scheme. There are three alternatives: 

  • 65% of the ordinary income from day 1 if you pay an additional premium of 1.8 per cent 
  • 100% of the ordinary income from the 17th day if you pay an additional premium of 2.7 per cent 
  • 100% of the ordinary income from day 1 if you pay an additional premium of 10.0 per cent.

Note that regardless of the ordinary income, the basis for calculation of the illness benefit has an upper limit of 6G, where 1G is the National Insurance basic amount (of money) used for calculating benefits from the social services. Consequently, even with 100% coverage, no one will receive more than six times the basic amount. From May 2011 1G is equal to NOK 79.216,-.


Support stemming from the special rules on occupational injuries of the national insurance scheme is obligatory for the employees. In general, self-employed businessmen and freelancers are not covered by these rules. If you, however, have entered the voluntary national insurance scheme, you are covered.


The premium for the voluntary scheme is a deductible expense on the tax return.

Information about the scheme is available at the local office of the Norwegian Labour and Welfare Organization (NAV).

 

 

 



Last changed: 17/01/2012       Print
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Related Topics
Social Benefits for Self-employed Persons